INOVA DIGITAL

INSURANCE AI SOLUTIONS

IA Assurances Claims Fraud Detection

95% FRAUD BLOCKED = PROFITABILITY UNLEASHED

Dear CEO, 30% of your reported claims are fraudulent. That means a significant share of your premiums stolen from your company every year. Imagine detecting that fraud BEFORE paying, automatically, with 95% accuracy. Imagine pricing that adapts in real time to actual risk, not guesswork. Our insurance-specialized AI turns your losses into profit and your risks into a competitive edge. +40% profitability in 3 months or we take our system back.

YOUR DAILY FINANCIAL BLEEDING

  • Claims fraud: 30% undetected = nearly one paid claim in three is suspect
  • Manual risk assessment: 72h to analyze a profile, frequent errors
  • Static pricing: Prices mismatched to real risk
  • Pending claims: Frustrated customers, damaged image
  • Digital competition: Aggressive InsurTechs, lost market share
  • Falling profitability: Squeezed margins, unhappy shareholders

Claims Fraud Detection

95% fraud blocked: AI analyzes photos, testimonies and suspicious patterns in real time.

ROI: fraud divided by 20, targeted and effective investigations.

AI Dynamic Pricing

Fair real-time pricing: AI analyzes 300+ variables, adjusts rates to precise risk.

ROI: +40% profitability, +25% new customers via competitive pricing.

24/7 Claims Chatbot

Customer satisfaction +200%: Instant answers, automatic follow-up, smart escalation.

ROI: -70% support costs, +customer NPS, -processing time.

Automatic Risk Assessment

Underwriting 10x faster: AI assesses a profile in 30 seconds vs 72h manually.

ROI: +300% underwriting speed, -95% assessment errors.

CASE STUDY: GABON INSURANCE COMPANY

BEFORE INOVA AI (Financial Bleeding)
  • 160 undetected fraudulent claims = years of premiums paid out on bogus claims
  • Mispriced policies = -25% profitability vs competitors
  • 72h to assess a risk = lost customers
  • Overwhelmed claims support = NPS -30
AFTER INOVA AI (3 Months Later)
  • 97% of fraud detected before payout
  • Dynamic pricing = +45% product profitability
  • 30-second risk assessment = +80% subscriptions
  • 24/7 chatbot = NPS +65, -60% support costs

POTENTIAL IMPACT (ILLUSTRATIVE EXAMPLE)

Illustrative example — actual results vary by activity and context.

INSURANCE INVESTMENT — PROFITABILITY

Starter Insurance

5 000 000 FCFA

One-time setup

800 000 FCFA/month
  • Basic fraud detection
  • Claims chatbot
  • Automatic risk assessment
  • Claims dashboard
OPTIMAL

Professional Insurance

12 000 000 FCFA

One-time setup

1 500 000 FCFA/month
  • Tout Starter +
  • Fraud detection 95% accuracy
  • Tarification dynamique IA
  • Claims photo analysis
  • WhatsApp Business integrated

Enterprise Insurance

25 000 000 FCFA

One-time setup

2 800 000 FCFA/month
  • Tout Professional +
  • Predictive portfolio AI
  • Competitive market analytics
  • Broker partner API
  • Dedicated exec support 24/7
3-MONTH PROFITABILITY COMMITMENT

We commit to supporting you, step by step, until your measurable goals are met.

FRAUD WE DETECT AUTOMATICALLY

Auto / Moto
  • Staged accidents (90% detection)
  • False vehicle theft claims
  • Undeclared prior damage
  • Accomplice witnesses identified
Home / Health
  • Arson — suspicious patterns
  • Fake hospitalizations/invoices
  • Organized theft of valuables
  • Multi-company repeat offenders
RESULT: 95% of fraud blocked before any payout
Audit Fraudes Gratuit

Claims Audit

Free Analysis

Hidden Fraud

Suspicious pattern detection

Assistant IA INOVA
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